Public Sector Solutions, Workforce & Economic Mobility, Pay It Forward Funds
Key Takeaway
“Social Finance: Driving Accountability,” Harvard Business School’s case study, takes a deep dive into Social Finance’s work and the New Jersey Pay it Forward Program.
Designed and managed by Social Finance, the New Jersey Pay It Forward Program provides zero-interest, no-fee loans for participants to enroll in high-quality job training, creating a pathway to economic mobility for those who may not have the savings to pay for training or the credit history for a loan.
In October 2023, Harvard Business School published “Social Finance: Driving Accountability,” a case study that examines our portfolio of worker upskilling initiatives.
The case study is available for purchase on Harvard Business Publishing’s website.
Related Insight
![Two people work in a carpentry workshop; the person in front uses a power drill on a wooden board, while the person in back checks a tablet. Both wear safety gear.](https://socialfinance.org/wp-content/uploads/2025/11/pexels-tima-miroshnichenko-6790812-1000x667.jpg")
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