Public Sector Solutions, Workforce & Economic Mobility, Pay It Forward Funds
Key Takeaway
“Social Finance: Driving Accountability,” Harvard Business School’s case study, takes a deep dive into Social Finance’s work and the New Jersey Pay it Forward Program.
Designed and managed by Social Finance, the New Jersey Pay It Forward Program provides zero-interest, no-fee loans for participants to enroll in high-quality job training, creating a pathway to economic mobility for those who may not have the savings to pay for training or the credit history for a loan.
In October 2023, Harvard Business School published “Social Finance: Driving Accountability,” a case study that examines our portfolio of worker upskilling initiatives.
The case study is available for purchase on Harvard Business Publishing’s website.
Related Insight
![Children play basketball and run in a schoolyard in front of a blue building with solar panels on the roof under a clear sky.](https://socialfinance.org/wp-content/uploads/2026/08/Solar_Panels_for_School-1000x563.jpg")
Social Finance Impact First Fund 2025 Annual Report
This report includes an overview of the Fund's impact objectives and strategy, profiles of our portfolio investments and their 2025 impact highlights, and an update on Social Finance's field-building activities.