Last updated December 13, 2022
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What Personal Data We Collect
We collect, use, and store different kinds of personal data including:
- Identity data including first name, last name, organization, or job title;
- Contact data including email address, address, telephone number or any other identifier by which you may be contacted online or offline;
- Marketing and communications data including your communication preferences;
- Usage data including aggregated, analytical information on website activity and email marketing actions;
- Technical data including internet protocol (IP) address on the device you use to access this Site.
We rely on your consent as a legal basis for collecting and processing your personal data. If you’d like to withdraw consent to communications or request for us to delete your personal information, you can contact us at firstname.lastname@example.org. You can also opt out of Social Finance’s communications at any time by clicking the “Unsubscribe” link at the bottom of any of our marketing emails. You will not be discriminated against by us if you exercise any of your rights to withdraw consent to collect and process your personal data.
How We Collect Personal Data
We collect information about you from a variety of sources, primarily data you have provided by signing up for our newsletter, downloading a resource, registering for an event, or filling out a form.
As you interact with this Site, we automatically collect technical data about your equipment, internet connection, browsing actions and patterns. We collect this data by using cookies, server logs, and other similar technologies. We also receive aggregated data about users of our Site through analytics providers such as Google Analytics and advertising networks such as Google Ads.
Our Site may include links to third-party websites. Clicking on those links may allow third parties to collect or share data about you, so we encourage you to read the privacy policies of these websites you may visit.
How We Use Your Personal Data
We use your personal data for a number of purposes in support of Social Finance’s mission, including to:
- Share information that you request from us or that may be of interest to you;
- Perform administrative tasks and for internal record keeping purposes;
- Create and analyze aggregated (fully anonymized) information about users for statistical research purposes.
- Fulfill any other purpose for which you provide the data or in any other way we may describe when you provide the data.
We will not otherwise share or sell your personal data with any third party unless we are required to by law or by legal or regulatory process.
How Your Information is Stored and Secured
Information may be held at our offices, or the offices of third party agencies, service providers, representatives and agents. We have put in place administrative, technical, and physical security measures to protect your personal information and prevent your data from being accidentally lost, used or accessed in an unauthorized way, altered, or disclosed. Only authenticated users with specific permissions may access the data and they are subject to a duty of confidentiality. We will notify you and any applicable regulator of suspected data security breach where we are legally required to do so.
How to Contact Us About Your Personal Information
We are not obligated to make a data access or data portability disclosure if we cannot verify that the person making the request is the person about whom we collected information, or is someone authorized to act on such person’s behalf.
Any personal information we collect from you to verify your identity in connection with you request will be used solely for the purposes of verification.
How Long We Keep Your Personal Information
We will only retain your personal data for as long as reasonably necessary to fulfill the purposes we collected it for. We may retain your personal data for a longer period in the event of a complaint or if we reasonably believe there is a prospect of litigation in respect to our relationship with you.
To determine the appropriate retention period for personal data, we consider the amount, nature and sensitivity of the personal data, the potential risk of harm from unauthorized use or disclosure of your personal data, the purposes for which we process your personal data and whether we can achieve those purposes through other means, and the applicable legal, regulatory, tax, accounting, or other requirements.
In some circumstances we will anonymize your personal data (so that it can no longer be associated with you) for research or statistical purposes, in which case we may use this information indefinitely.
For Individuals in the European Economic Area: General Data Protection Regulation
The General Data Protection Regulation (GDPR) is a European Regulation concerning the use and processing of personal information and provides further information about your rights.
You have the right to lodge complaints with your national or regional data protection authority. If you are inclined to exercise these rights, we request an opportunity to discuss with you any concerns you may have.
By providing information directly to Social Finance, you consent to the transfer of your personal information outside of the European Economic Area (EEA) to the United States. The current laws and regulations of the United States may not provide the same level of protection as the data and privacy laws and regulations of the EEA.
You can ask us to stop storing your data or contacting you at any time by following the unsubscribe links on any marketing message sent to you or by contacting Carrie Benjamin.
Terms & Conditions
By using or accessing the Site, you accept and agree to be bound by these Terms. Your use of the Site is governed by the version of the Terms in effect on the date each Site is accessed by you. Social Finance may modify these Terms at any time and without prior notice. All content on the Site is presented only as of the date published or indicated, and may be superseded for any reason. Additionally, Social Finance may terminate your access to the Site for any reason, without prior notice.
The Site is intended only for your personal, non-commercial use.
No Investment Recommendations or Professional Advice
The Site is not intended to provide tax, legal, insurance or investment advice. Nothing on the Site should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security by Social Finance, any affiliate of Social Finance or a third party. However, certain tools available on the Site may be deemed to provide general investment education within the meaning of the securities laws. You alone are solely responsible for determining whether any investment, security, strategy, or any other product or service, is appropriate or suitable for you based on your investment objectives and personal and financial situation. You should consult an attorney or tax professional regarding your specific legal or tax situation.
The Site is protected by applicable copyright laws. Accordingly, you may not copy, distribute, modify, post or frame-in the Site, including any text, graphics, video, audio, software code, user interface design or logos on the Site.
Third Party Content and Sites
The Site may include general news and information, commentary, interactive tools, quotes, research reports and data concerning the financial markets, securities and other subjects. Some of this content is supplied by companies that are not affiliated with any Social Finance entity (“Third Party Content”). On the Site, the source of all Third Party Content is clearly and prominently identified.
Social Finance does not prepare, edit, or endorse Third Party Content and therefore does not guarantee its accuracy, timeliness, completeness or usefulness, and is not responsible or liable for any content, advertising, products, or other materials on or available from Third Party sites. You will use Third Party Content only at your own risk.
Any Third Party Content is provided on an “As-Is” Basis. The Third Party Content Providers Expressly Disclaim all warranties of any kind, express or implied, including without limitation any warranty of merchantability, fitness for a particular purpose or non-infringement. The Third Party Content providers and their parents, subsidiaries, affiliates, service providers, licensors, officers, directors or employees shall not be liable for any direct, indirect, incidental, special or consequential damages arising out of or relating to the use or inability to use Third Party Content.
Social Finance does not make any express or implied warranties about the Site, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. The Site is made available to you “As is” and “As available” and Social Finance does not warrant that any defects or inaccuracies will be corrected. Social Finance does not warrant that the Site will meet your needs or that your access to the Site will be uninterrupted, timely, secure or error-free.
Social Finance makes no warranty that information obtained from the use of the Site will be accurate or reliable or that the quality of the products, services, information, or other material obtained by you through the Site will meet your expectations.
Limitation of Liability
Social Finance will not be liable to you or anyone else for any consequential, incidental, special, direct or indirect damages that may result from the use or loss of use of the Site and any Third Party Content on the Site. This is true even if Social Finance has been advised of the possibility of such damages or losses.
Social Finance will not be liable to you or anyone else for any loss resulting from a cause over which Social Finance does not have direct control. This includes a failure of electronic or mechanical equipment or communication lines, unauthorized access, viruses, theft, operator errors, severe or extraordinary weather or other acts of God, fire, war, insurrection, accident, emergency or action of government.
As a condition of your use of the Site, you agree to indemnify and hold Social Finance and its third party providers harmless from and against any and all claims, losses, liability, costs and expenses (including but not limited to attorneys’ fees) arising from your use of the Site, or from your violation of these Terms.
Governing Law and Forum
Unless otherwise agreed, these Terms and any claim, controversy or dispute arising under or related to these Terms are governed by the laws of the Commonwealth of Massachusetts, without regard to the conflicts of law principles thereof, and shall inure to the benefit of Social Finance and its successors and assigns, whether by merger, consolidation, or otherwise.
If a court of competent jurisdiction deems any provision of the Terms unenforceable, that provision will be enforced to the maximum extent permissible, and the remaining provisions will remain in full force and effect.