Public Sector Solutions, Workforce & Economic Mobility, Pay It Forward Funds
Key Takeaway
“Social Finance: Driving Accountability,” Harvard Business School’s case study, takes a deep dive into Social Finance’s work and the New Jersey Pay it Forward Program.
Designed and managed by Social Finance, the New Jersey Pay It Forward Program provides zero-interest, no-fee loans for participants to enroll in high-quality job training, creating a pathway to economic mobility for those who may not have the savings to pay for training or the credit history for a loan.
In October 2023, Harvard Business School published “Social Finance: Driving Accountability,” a case study that examines our portfolio of worker upskilling initiatives.
The case study is available for purchase on Harvard Business Publishing’s website.
Related Insight

Introducing Workforce Realigned, Vol. II
Featuring 21 chapters authored by leading policymakers and practitioners, Workforce Realigned, Vol. II showcases a collection of outcomes-driven initiatives from across the United States that enhance opportunities for workers while addressing the talent demands of…