

Workforce & Education Investments, Workforce & Economic Mobility, Financing Workforce & Talent Innovators
In 2022, Google launched the Google Career Certificates Fund (GCCF) initiative to expand access to in-demand job training for adults seeking stronger economic opportunities. Managed by Social Finance and delivered through nonprofit training providers, the initiative provides learners with access to Google Career Certificates, which are designed to equip people with job-ready skills in high-paying fields like Cybersecurity, IT Support, Project Management, and Data Analytics. The program model combines this flexible online coursework with structured support services such as coaching, job readiness preparation, and employer engagement. It also incorporates an interest-free loan—the Zero Percent Loan—a low-barrier financial tool designed to remove obstacles to training access and make participation more attainable for learners. The initiative combines accessible digital learning with the structured guidance learners may need to complete rigorous coursework and transition into stable careers.
MDRC is conducting a multiyear evaluation to understand how the initiative is implemented, who is being served, and whether it improves long‑term outcomes. This early report draws on data from learners who enrolled between 2022 and 2025 in GCCF-supported programs at Merit America, Per Scholas, and the San Diego Workforce Partnership. It presents a first look at learner characteristics, program design, completion patterns, and early employment experiences.
Overall, early findings show diverse learner engagement, solid progression for those who advanced into the core program phases, and a financing structure that many described as essential to their ability to enroll and continue in training. At the same time, early job search experiences highlight ongoing challenges that often arise before longer‑term career gains take shape. These results demonstrate the importance of continued employer engagement and the accessibility of support services that help learners manage their varied financial obligations during their job training and job search process.
Read the report →
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Social Finance is managing the $100 million Google Career Certificates Fund, a Google-backed initiative targeting how to find, train, and create paths to good jobs in the modern economy for the nearly two-thirds of American…
